At Loyd & Co., our philosophy is simple: access to capital is a right, not a privilege. By harnessing cutting-edge fintech and personalized wealth management, we’re building an ecosystem where every entrepreneur can succeed, create jobs, and reinvest in their communities. This initiative goes beyond loans—it fuels economic mobility and builds generational wealth. When minority-owned businesses thrive, entire communities prosper, and that’s the legacy we’re shaping with this acquisition.
Founded in 2017 in Pasadena, California by co-founders Chris Karageuzian and Jack Artinian, HWML is a full-spectrum lending platform with a mission to transform the industry by making traditional funding accessible. HWML uses AI and proprietary underwriting to streamline loan processes, reduce loan approval times, and implement inclusive lending models. With this transition, both co-founders are managing partners of Loyd & Co.
“This acquisition marks the culmination of an eight-year journey for Jack and I,” said Karageuzian. “We are thrilled to join Loyd & Co. which have the resources and knowledge and embodies great character. When we first met back in February 2024, two things stood out to me: the $146 million funding gap for the minority community in Chicago and the staggering 40% unemployment rate among African-American youth aged 20-24.”
He added: “Our platform is poised to address these challenges head-on. By matching lending at a 95% rate and operating 80% faster than any other platform, bank, or broker, we can significantly close the financial gap. Additionally, this acquisition will create job opportunities across various sectors of our company, helping to reduce unemployment and foster economic growth in the community.”
Loyd & Co. has partnered with Male Mogul Initiative (MMI) led by Walter Mendenhall, the founder and CEO of Male Mogul Initiative and managing partner of Loyd & Co., to support young Black men on Chicago’s West and South Sides, helping them achieve lasting goals and revitalize their communities. MMI, in collaboration with Loyd & Co., have invested in HWML to develop workforce development programs offering training and certifications for wealth management and small-business entrepreneurship.
Loyd & Co. Co-Founder and Managing Partner Jarryd Loyd has already witnessed the beneficial impact of this acquisition firsthand. He shared how a small trucking company in Chicago expanded its fleet, a daycare provider secured funding to open a second location, and a minority-owned construction firm obtained working capital to bid on larger projects.
“These are real businesses, families, and communities benefiting from what we’re building,” Jarryd said. “Our goal is to build a sustainable ecosystem where access to capital is a right, not a privilege, for every entrepreneur with a vision.”
Loyd & Co. invites investors, philanthropists, and community leaders to join them on this transformative journey. To learn more about partnership opportunities or to discuss how you can help drive economic empowerment, please contact our investor relations team and visit http://www.theloydco.com.
About Loyd & Co.
Loyd & Co. is a conviction-based financial firm founded on the belief that we are bold builders of the future. We are a family office specializing in asset and wealth management, fintech and lending, private equity, real estate, and sports and tech investing.
Our mission is to democratize access to capital, transform wealth management, and innovate with blockchain solutions. Through our fintech lending platform, wealth advisory, and cutting-edge technology, we empower individuals, families, and businesses to build generational wealth and create lasting impact.
About HWML
Our goal is to help you reach yours. Help With My Loan was founded in 2017 to transform the industry and make traditional funding more accessible. In the first three years alone, we built a network of 300+ vetted finance partners and secured more than $850 million for our users.
Chris Karageuzian and Jack Artinian, HWML co-founders, met in the banking world and bonded over dreams of something better. With years of high-level experience in banking, lending, and business financing, both leaders knew the ins and outs of the industry. HWML puts that insight to work for you with innovative solutions and cutting-edge technology.
About the Male Mogul Initiative
The Male Mogul Initiative (MMI) is a Chicago-based nonprofit dedicated to transforming young men into community leaders through entrepreneurship, leadership development, and workforce training. Since its founding, MMI has helped young people build businesses, acquire investment properties, and gain financial independence through innovative education and mentorship programs. ###
Media Contact
Marie Lazzara, JJR Marketing, 630-400-3361, [email protected], https://jjrmarketing.com/
SOURCE Loyd & Co.
